What’s your top financial mistakes?


We all love to be financially literate. be financially independent. earn a lot of course spend it too.

But have you planned it well ?

Now I want you to answer one simple question.

What is your biggest financial mistake?

It can be about your investments, buying home etc.

Reason for this is, it might help me or others to understand people’s perspective on financial planning.

We should learn from each other’s mistake. Feel free to share. you can talk more about what is the impact due to that mistake also.

You can also email me here ->infoadmin.supreet@gmail.com for if you want to stay anonymous.

i leave you with the thought -> “there are no mistakes, only learning”-Robin sharma

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How i started Blogging


I started this journey of blogging around 3 years back. I was a popular blogger in my organization where there were internal blog sites and I was named as “Most informative Blogger

But when I started I dint know what topics to write on. and I say serial love stories , photography blogs , fiction blogs were  floating around and if I selected these genre I would have been yet another story teller in huge crowd .

Then I thought I aint a crowd follower but I had an urge to share some valuable much information which no one did there. And I had this interest in personal finance

I started to share my thought on Money Management. I was initially criticized, made fun of, I got sarcastic comments and there were only 2 to 3 people who would show interest.

But I did not stop there. I kept sharing and gradually over a period of 45 days people started liking it as it was much valuable information I was providing which was helping them understand their cash flows , investments , savings , risk factor So on and so forth .

I used to get responses like this:

@Sup, at this age I think you should enjoy life.. Not to worry about financial details…

And I simply used to reply

“Thanks. I do enjoy as well as I’m responsible enough to meet a many financial and personal goals.. If not me, who else will support me reaching that
I enjoy present also and I keep myself secured financially for a rainy day also”

Sometimes there were heated up arguments on my methods and their thought process. But as days passed on, people started liking my post, my Ideas.

someone wrote

The one and only Sup who will give info on managing money!

I did blog about lot of other topics as well. Every time I blogged I got wonderful response and gradually I became a little more popular.

Now that I wanted to share was that It was a fruitful decision of starting a blog and my organization gave me certificate of achievement and awarded me “Enterprise Blogger of the year”.

So this is it . keep writing Keep sharing .

I leave you with this thought “your passion should become your quest to discover more about you and do incredible things.

Action Plans


End of 2013 is almost nearing and we need  to take actionable for 2014

But what are our action plans for that? Have we planned it?

Financially, academically, socially, emotionally are you happy the way are or do you feel there has to be a change, a decision to be  taken, an action to be taken to make your lives happier and successful?

Now 1 simple thing I do every year is I prepare a check list like this

I will Review my financial, career goals

I will take my term plan in 2014

I will continue having healthy discussion with team for improvements

I will continue saving in my PPF account

I will not buy any useless policies

I will enhance my skill set (soft skill and software skills)

I will manage to spend more time with family besides work

I will avoid Procrastinating the work

I will make the investment for all desired financial goal

I will update my Nominations

I will start prioritizing the work

I will apply for my CIBIL report and Score

I will buy 1 personal finance book/Novel/Self help book per year

I will invest my huge ideal cash as emergency fund

And not only planning it but I ensure I have acted on all these plans positively and benefitted by it.

IDFC presents -ONe Idiot


Yesterday i was watching a documentary  movie by IDFC AMC called “One Idiot” which emphasizes on financial literacy among youngsters.

Message was very informative  captivating . straight and simple .

Start saving/investing  Early.

know the power of compounding.

Do not Spend Unnecessarily.

FutureFinancialNeeds

If you buy things you don’t need, soon you will have to sell things you need“. -warren buffet
Being responsible and Disciplined is the key for financial freedom .
i remember i used to have piggy bank in my schooldays. i used to go to bring milk everyday and save 1 rs daily . and 1 fine day i took ‘hero Ranger’ cycle  from that .. oh !! that took lot of persistence  😉
Long Back i had read a book called :Rich Dad Poor Dad” and this movie sends out the message on being systematic when it comes to your money .
all i say is be  knowledgeable and informed about how things work and take interest in taking a step forward towards your goals  . don’t be negligent .
a 30 mins movie worth watching . happy to share it.